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PROGRAM ON HOUSING AND URBAN POLICY - Berkeley ...
Lenders using Loan Prospector cite savings of up to $650 in closing costs. . That's where the similarities with manual underwriting end. Loan. Prospector .
http://urbanpolicy.berkeley.edu/pdf/zorn.pdf

Loan Prospector® Functionality Guide - Freddie Mac
Functionality Guide. Accessing. Loan. Prospector. Loan Prospector's automated underwriting service is accessed via the Internet. To access this service: Step / .
http://www.freddiemac.com/learn/pdfs/uw/fun_guide.pdf

Loan Prospector Functionality - Freddie Mac
Resources to help you understand how Loan Prospector works, and how it can help you process more loans. . Freddie Mac's automated underwriting service . Loan Prospector Functionality Guide Updated; Loan Prospector's Merged Credit .
http://www.freddiemac.com/learn/uw/functionality.html

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Documentation Requirements - Freddie Mac's Loan Prospector
Documentation RequirementsTake Advantage of Fewer Documentation Requirements With Loan Prospector. Loan Prospector® provides you with a quick and .
http://www.loanprospector.com/about/docs.html

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Version 2.5 May 14, 2012 Underwriting Guideline ... - Essent Guaranty
May 14, 2012 . UNDERWRITING GUIDELINE MANUAL . Underwriter® (DU)/ Freddie Mac's Loan Prospector® (LP) Recommendations. Provided the loan .
http://essent.us/wp-content/plugins/download-monitor/download.php?id=82

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How to Underwrite a Mortgage | Home Guides | SF Gate
Mortgage underwriters approve or deny home loans. . Many lenders allow automated underwriting systems, such as desktop underwriter and loan prospector.
http://homeguides.sfgate.com/underwrite-mortgage-2118.html

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The Benefits of Manual Mortgage Underwriting | eHow.com
The loan processor obtained all of the documentation from the borrower and . comprised of the Desktop Underwriter (DU) and Loan Prospector (LP), in the 1990s. . Manual underwriting of a loan is required on some programs due to the loan .
http://www.ehow.com/info_7894021_benefits-manual-mortgage-underwriting.html

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Un 2011 Underwriting Guidelines Manual - PMI Group, Inc.
3.4.1 PMI's Desktop Underwriter® (DU®) and Loan Prospector® (LP). 3.4.2 High . All changes are shown in “blue text” in the Underwriting Manual. The date of .
http://www.pmi-us.com/media/pdf/resourcecenter/uwguides/pmi_uwguidesmanual.pdf

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Underwriting Training and Education Resources - Freddie Mac
Aug 2, 2012 . through accurate underwriting, both with the help of Loan Prospector® and through manual underwriting. Access the following resources when .
http://www.freddiemac.com/learn/pdfs/uw/underwriting_resources.pdf

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Underwriting/Loan Prospector Classes, Quick References
You're pleased that no training is necessary, but maybe you'd like some . Freddie Mac Campus® offers the training and resources that will prepare you to .
http://www.loanprospector.com/learn/

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Automated Underwriting: Friend or Foe to Low - the Joint Center for ...
Normalized 90-day Delinquency Rates for Loans Underwritten Manually and by Loan Prospector. Exhibit 2. LP Predicts Default Better for Low/Mod then Manual .
http://jchs.unix.fas.harvard.edu/sites/jchs.harvard.edu/files/babc_04-13_draft.pdf

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INCOME CALCULATION REFERENCE SHEET - United Guaranty
requirements for loans underwritten manually or by Desktop Underwriter® (DU®) or Loan Prospector® (LP®). The Guide is available on the Guidelines page of .
https://www.ugcorp.com/services/quick_reference/UnderwritingIncomeCalculations.pdf

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